Insurance comes in two types: short-term and long-term. In most cases, the auto insurance coverage you purchase for your needs would be long-term. There are many cases where temporary auto insurance would be more appropriate. Some of these scenarios are listed below:
– You bought a new car. He wants to take it home but he hasn’t finalized the insurance yet. Whether you buy a car out of state or at your local dealership, temporary auto insurance will help you get your new car home safely.
– You like to change cars often. You may be the type who likes to instantly flip cars for profit. Not knowing how long you’re going to have the car is why temporary auto insurance will come in handy.
– You are on vacation and need a rental car to get around. Car rental agencies usually have their own insurance that you can purchase. Most of the time it is very expensive and you are better off buying temporary auto insurance from your main insurance provider.
– You don’t have the funds. Sometimes you just don’t have enough money to pay the bills. If you don’t need to drive, then there’s no reason to keep paying for car insurance. You can buy a short-term auto insurance policy when you know you’re going to be driving.
– You live in an area where driving is not necessary. Many people who live in cities like New York rarely use their own cars. Most use public transport. When it’s time to drive a good distance, you can get temporary car insurance.
– Your friend or relative drives your car. There are times when someone you know is going to visit you and needs you to lend your car. If they are involved in an accident, you take full responsibility. The best thing you can do is buy temporary car insurance. Of course, this works both ways if you’re also borrowing someone else’s car.
