There are certain things we do that can help people know what kind of people we are. The way we dress, the music we listen to or the movies we watch can supposedly indicate our personality. Interestingly, the same can be said for how we drive our cars. For example, did you know that having a predilection for sports cars can make others think that you are one of those who take risks wherever you go? While that’s still far from certain, it’s important to know what type of car color to choose if you want to get the best car insurance in California.
For one thing, the notion still prevails that owning a red car can put you recklessly over the state limit. Why is it so? Well, red is generally known as a sign of aggression. Of course, that doesn’t make it any more true than, say, seeing a Yeti in the wild. But since that little fact has been etched into our brains thanks to a thousand-year evolution, you can’t blame some insurance agents if they’re initially hesitant to cover your car if they’re immediately greeted by a brightly colored red car. standing in front of them.
There are also many myths about auto insurance providers setting premium rates based on the color of your car at the time. For example, some people believe that using your car’s Vehicle Identification Number (VIN) can supposedly help you predict the premium your car will be charged.
Well, here’s the thing: Color is all very well if you’re trying to get an A on your psychology test, but most insurance policies could care less about the paint color on your car. It doesn’t take much to realize that determining a person by the color they prefer is beyond logic. Isn’t it better if you’re more concerned with how you drive than how your car looks? The car model, how you paid for your car, and yes, even your driving record are usually what are being evaluated by most car insurance companies.
To give you an idea of how the state assesses your car’s value, it usually gets hard data from the Highway Loss Data Institute (HLDI), a nonprofit organization that keeps track of the average losses and liabilities expected from each brand. , manufacturer, model, or engine of a car that has ever set foot on a road here in the United States. In other words, they’re the first thing you think of when you see a mannequin smashed into a massive concrete wall.
There is nothing wrong with driving a red car. Just remember that it depends on your driving habits what makes the difference. As long as you are responsible, you can ensure that you can always get the best car insurance policy.
